Transforming Insurance in the Cloud
Cloud Lobsters is a cloud-native insurtech company that enables MGAs, insurers, brokers, and retailers to digitally distribute and manage insurance products.
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Who's this for
If You Offer Insurance, We’ve Got You Covered
Our mission is to transform the traditional insurance industry by harnessing cutting-edge digital solutions, including artificial intelligence (AI), machine learning, big data, cloud computing, and blockchain.
MGAs
In today’s fast-paced insurance landscape, MGAs require tools that help them to respond swiftly to market demands, adapt to regulatory changes, & deliver exceptional customer experiences.
Insurers
Cloud Lobsters delivers a cloud-native, fully integrated Policy Management System designed for Property & Casualty (P&C) insurers to meet the demands of brokers & customers.
Retailers
Cloud Lobsters empowers retailers, manufacturers, and e-commerce businesses to seamlessly integrate insurance offerings into their existing product lines.
MGAs
Revolutionising Policy Management for MGAs
Built for MGAs, Powered by Innovation
Speed and Agility:
Equip your team with the tools to respond quickly to market demands, launch products efficiently, and ensure compliance with ease.
End-to-End Policy Management:
From click, quote, bind, and policy issuance to claims handling, Cloud Lobsters supports the entire insurance journey within one unified platform.
Online Sales Excellence:
Enhance your digital offerings with bespoke online sales journeys designed to convert clicks into policies, helping you grow and retain your customer base.
White-Glove Service:
Whether you’re a boutique MGA or a large-scale operation, Cloud Lobsters delivers premium support alongside state-of-the-art technology to suit MGAs of every size and scope.
Insurers
Empowering Insurers with Next-Generation Policy Management
At the heart of our platform is a powerful Underwriting Workbench designed to transform your underwriting process.
Streamlined Decision-Making:
Equip your underwriters with a single, intuitive interface for data analysis, broker communications, and decision-making.
Data-Driven Insights:
Harness predictive analytics and real-time data to evaluate risks more effectively and price policies accurately.
Broker-Centric Commercial Lines:
Designed to support the broker-driven sales model for commercial products, our platform ensures seamless handling of back-end processes like underwriting, policy management, and claims.
End-to-End Policy Management:
Manage the entire lifecycle, from initial risk evaluation to policy issuance and claims processing, all within one unified system.
Retailers
Seamlessly Integrate Insurance Offerings Into Existing Product Lines
Customisable Insurance Plans:
Cloud Lobsters works closely with our insurance partners to create tailored insurance plans to meet the specific needs of retailers and their customers, moving beyond the generic "off-the-shelf" options typical of many providers. This ensures a more flexible and relevant solution.
Seamless Integration:
Our platform integrates effortlessly with major e-commerce platforms like Shopify, Magento, and WooCommerce, enabling businesses to quickly promote insurance offerings. Our dedicated team supports clients throughout onboarding and provides ongoing assistance to ensure success.
Industry-Specific Solutions:
Cloud Lobsters supports a wide range of products and industries, including jewellery, electronic devices, event tickets, e-bikes, scooters, travel insurance, and more. Our approach not only simplifies the process of offering insurance but also strengthens brand loyalty by delivering smooth claims experiences and reliable coverage.
Success Story
Streamlining Claims Management for Ticket Refund protection
The Challenge:
Refund Shield needed a fast, reliable claims management system to support their embedded refundable booking solutions. Their goals were to streamline operations, enhance efficiency, and deliver a seamless, cloud-based experience for their customers—all while ensuring robust validation and fraud prevention measures.
The Solution:
Cloud Lobsters delivered a fully customisable, scalable platform that automated claims processing, improved efficiency, and enhanced the customer experience. The solution included advanced validation tools and fraud detection systems to maintain the integrity of the claims process.
Key Benefits
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Streamline Operations:
Automating processes reduced claim processing times.
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Enhance Customer Experience:
An intuitive interface enabled hassle-free claims management.
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Strengthen Fraud Prevention:
Integrated validation checks safeguarded against fraudulent claims.
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Ensure Scalability:
The system easily adapts to growth and changing demands.
With Cloud Lobsters, Refund Shield achieved faster processing, reduced overhead, and greater customer satisfaction—all while maintaining high standards of security and reliability. This partnership set the foundation for scalable, secure, and customer-centric claims management.
Who We Are
Welcome to Cloud Lobsters—
where the ordinary becomes exceptional in the cloud.
Cloud Lobsters delivers cutting-edge, cloud-based solutions designed to empower businesses across industries to seamlessly integrate tailored insurance offerings. Our API-first platform enables you to provide insurance at the point of sale, unlocking new revenue streams and enhancing customer loyalty.
Customisable Insurance Plans:
Tailored solutions to meet the unique needs of your business and customers, whether for personal lines or commercial products.
Effortless Integration
Seamless compatibility with e-commerce platforms, point-of-sale systems, and other digital ecosystems, supported by reliable onboarding and ongoing assistance.
Enhanced Customer Experience
24/7 online claims processing and swift resolutions ensure stress-free insurance services for your clients.
Optimised Revenue Growth
Maximise attach rates, unlock new revenue opportunities, and align insurance offerings with your strategic goals.
Let’s talk about your project
Our friendly team would love to hear from you.